�The FHA Loan� has been helping people become homeowners since 1934. How does Pine State Mortgage do it? The Federal Housing Administration (FHA) � which is part of HUD � insures the loan, so Pine State Mortgage can offer you a better deal.
Low down payments
Low closing costs
Easy credit qualifying
Buying your first home?
"The FHA Loan" is just what you need. Your down payment can be as low as 3% of the purchase price, and most of your closing costs and fees can be included in the loan. The down payment can be gifted by the Nehemiah program so you do not need funds to close. Available on 1-4 unit properties.